Tata Capital

Women Home Loan


Features of Tata Capital Home Loans
While structuring your loan, we take into account your payments, repayments and income streams to arrive at the option that best suits your needs. You can use the home loan to buy a plot of land for construction, build a house on already owned land, buy a new house/flat, to improve/extend your home, to purchase resale property or to pay off an existing home loan from another financial institution. We let you use the home loan depending on your requirement.
Tata Capital allows you to take a home loan with a co-applicant. The co-applicant to take the home loan can be any family member like your spouse/parents/children/ siblings. Taking a home loan with a co-applicant is beneficial as his/her income will also be considered which will help to enhance your home loan eligibility.

Tata Capital Housing Finance Ltd – PLR
Effective From TCHFL PLR *  
    10th Dec '13 16.75% 1st Oct '11 16.5% 20th Dec '10 14.75%
    1st Sep '13 16.65% 1st Jul '11 16.0% 15th Nov '10 14.25%
    1st Mar '13 16.4% 1st Apr '11 15.5% 1st Jan '09 13.75%
RATE OF INTREREST FIX OR FLOTING SUBJECT TO SCHME
LOAN AMT Min. Rs. 200,000 - Max. Rs. 3CRORE OR HIGHER LOAN SUBJECT TATA CAPITAL CAPING
TERM 25 YEARS OR RETIREMENT AGE 60 YEARS
FUNDING HOME LOAN UP TO 75 LAKH 80% & 75 LAKH AND ABOVE 75% [PROPERTY COST+STAMPDUTY+REDG]
OWN CONTRUBUTION UP TO 75 LAKH 20 % REQURE & 75 LAKH AND ABOVE 25% REQURE [PROPERTY COST+STAMPDUTY+REDG]
Repayment Mode Equated Monthly Instalments (EMI) - Monthly Rest Basis
Processing fees as per scheme applicable [ once paid will not refunded ]
SANCTION CONDITION READ SANCTION LETTER CAREFULLY
Sanction letter Valid for 90 days
Title or Legal charge In built in the processing fees [ DOCUMENT AS PER LICHFL REQUREMENT ]
Title or Legal charge In built in the processing fees [ DOCUMENT AS PER LICHFL REQUREMENT ]
Valuation In built in the processing fees [VALUATION PURPOSE REQUREMENT APPROVED PLAN COPY+ AGREEMENT COPY OR OC COPY AS PER VALUAER REQUREMENT]
MARGIN MONEY REFECTION ON BANK STATEMENT OWN CONTRUBUTION PAYMENT IS 40% INCLUDING STAMPDUTY & REGD OR ELIGIBILITY AS PER LEASE
Disbursement Valid for your property document require as per company term & condition otherwise processing fees once paid will not refunded
INSURANCE APPICABLE AS PER SANCTION AUTHORITY
Security 0.20% total loan amt [example 100000 loan equitable mortgage] 1. Equitable Mortgage of House/Flat OR Deposit of Title Deeds
Security Other franking as per loan scheme + notary
Intimation mortgage applicable
TDS 1% TDS PAY TO GOVT AGREEMENT VALUE 49,99,999/ ABOVE MUST PAY 1% TDS
List of document Demand finance company
SECURE FEES AS PER COMPANY POLICY IF APPICABLE
FORECLOSER CHARGES AS PER COMPANY POLICY IF APPICABLE
EMI BOUNCE CHARGE 1000 RS
RATE OF INTREST OPTIONS FIX & FLOTING AS PER SCHME
PREPAYMENT CHARGE 0.25% APPICABLE SUBJECT TO APPROVAL OF TATA CAPITAL
SANCTION LETTER READ IT CAREFULY
COMMITMENT charges AS PER COMPANY POLICY IF APPICABLE

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CONTACT
9594111161 / 9967111161
ONLINE CONTACT
perfectsolution.helpdesk@gmail.com
ADDRESS
504, 5th Floor Suchita Business Park,
Raigad Chowk, Station Road, Ghatkopar (E), Mumbai 400 077
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