LIC Housing Finance

Griha Prakash Home Loan


LIC housing finance ltd has LIC GrihaPrakash LIC home loans plan where individuals can get LIC housing loan amounting to of the total property cost provided the total value of the property doesn’t exceed the value of . This LIC home loan scheme is valid on both purchase and construction of property and covers the MONEY that the buyer spends while signing agreement, making registration charges and payment of stamp duty fees.

WOMEN APPICANT WOMEN FIRST NAME GIVE DISCOUNT RATE OF INTREST
LOAN AMT Min. Rs. 100,000 - Max.Rs. AS PER ELIGIBILITY
DIS-Loan to Property Cost UP TO 7500000 LAKH 80% of total Cost of the property including Stamp Duty and Registration Charges.0R 7500000 LAKH AND ABOVE 75% of total Cost of the property including Stamp Duty and Registration Charges.
Rate of interest Change as per company policy or RBI guide line
Loan Term Upto 15 Years for professional & 10 years for non-professional or Retirement Age 60
Repayment Mode Equated Monthly Instalments (EMI) - Monthly Rest Basis
Processing fees as per scheme applicable [ once paid will not refunded ]
POA MANDETORARY AS PER FORMAT
Sanction letter Valid for 90 days
Title or Legal charge In built in the processing fees [ DOCUMENT AS PER LICHFL REQUREMENT ]
Valuation In built in the processing fees [VALUATION PURPOSE REQUREMENT APPROVED PLAN COPY+ AGREEMENT COPY OR OC COPY AS PER VALUAER REQUREMENT]
MARGIN MONEY NRO A/C REFECTION ON BANK STATEMENT LOAN AMT UP TO 75 LAKH OWN CONTRUBUTION PAYMENT IS 20% INCLUDING STAMPDUTY & REGD
MARGIN MONEY NRO A/C REFECTION ON BANK STATEMENT LOAN AMT UP TO 75 LAKH OWN CONTRUBUTION PAYMENT IS 20% INCLUDING STAMPDUTY & REGD
Disbursement Valid for your property document require as per company term & condition otherwise processing fees once paid will not refunded
INSURANCE APPICABLE AP PER SANCTION AUTHORITY
Security 0.20% total loan amt [example 100000 loan equitable mortgage] 1. Equitable Mortgage of House/Flat OR Deposit of Title Deeds
Security Other franking as per loan scheme + notary
Intimation mortgage Applicable
TDS 1% TDS PAY TO GOVT AGREEMENT VALUE 49,99,999/ ABOVE MUST PAY 1% TDS
List of document Demand finance company
SECURE FEES AS PER COMPANY POLICY IF APPICABLE
FORECLOSER CHARGES AS PER COMPANY POLICY IF APPICABLE
EMI BOUNCE CHARGE 750 RS
RATE OF INTREST OPTIONS FIX & FLOTING AS PER SCHME
PREPAYMENT CHARGE NIL
SANCTION LETTER READ IT CAREFULY
COMMITMENT charges AS PER COMPANY POLICY IF APPICABLE

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CONTACT
9594111161 / 9967111161
ONLINE CONTACT
perfectsolution.helpdesk@gmail.com
ADDRESS
504, 5th Floor Suchita Business Park,
Raigad Chowk, Station Road, Ghatkopar (E), Mumbai 400 077
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