Loan Against Property

Starting your Own Business
Planning Expansion of your Business
Occassion like Daughter’s Marriage
Higher Education for your Childern
Medical Emergencies
Loan Against Property
Your home can be your shield.
Get finance against it.
Loan Against Property is the perfect way to unlock the hidden value of your property. With this loan, you can fully benefit from life’s little surprises you may have earlier passed over due to lack of funds.
This multi-purpose loan puts funds at your disposal to use as you wish. What’s more, this loan is available at a reasonable rate and can be repaid comfortably over as many as 15 years.
ICICI Home Finance's Loan Against Property can be used for any of the following purposes.
Expand your business!-No longer do you have to stifle your creative ideas. With funds at your disposal, you can now expand your business without hesitation.
Get your child married-Put aside all your monetary worries and celebrate your child’s wedding with pomp and splendour. Meet all your expenses with ease—when you take an ICICI Home Finance Loan Against Property.
Send your child for higher studies-Education is the cornerstone of your family’s progress. With a Loan Against Property, you can empower your son or daughter to grow into an outstanding achiever.
Fund your dream vacation-Do you want to visit the monuments of Europe or take your children to Disneyland? Wait no more! Let your property fund your trip!
Renovate your home-When you decide to renovate your home you want it to be your joy and pride. With ICICI Home Finance's Loan Against Property you will not need to cut corners.
Effortlessly redo your home to match your dreams.
Loan Against Property can be availed by resident Indians who are salaried or self-employed
Let your property be a shelter to your dreams. ICICI Bank Loan Against Property, is a multi-purpose loan that can be used for your business and personal needs.

You can choose from any of the following options.
Key features:
Attractive interest rates
Tenure upto 15 years
Faster processing
Loan against commercial / residential property

If the title of your property is be clear and without encumbrances, you are the choice for bank..
Why LAP should be your preferred option?
Rate of interest is lower than personal loan or loan against any security such as shares, gold etc. slightly higher than home loan. Interest rate range 11.5 % – 14% per annum.
Income proof of three years
Easy eligibility – Minimum Age – 24 years – Maximum age – 60 years for salaried & 65 years for Self Employed. LAP available for maximum term of 15 years.
Repayment by way of EMIs, similar to housing loan.
Pre-payment option available
Can claim the entire amount of interest paid as business expenses, if used purely for Business purpose

Get Enquiry Here

9594111161 / 9967111161
504, 5th Floor Suchita Business Park,
Raigad Chowk, Station Road, Ghatkopar (E), Mumbai 400 077

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