HDFC - Housing Development Finance Corporation Limited

About Us

The HDFC Advantage
Pioneer of Housing Finance in India with over more then 35 years of lending experience
For over 3 decades, shared the hopes and joys of 4.4 million customers who have been nurturing the dream of home ownership
Most experienced and empowered personnel to ensure smooth & easy processing
Transparent dealing. All charges mentioned upfront while giving you the loan quote. No hidden charges
Counseling and advisory services for acquiring a property
Loan approval even before a property is selected
Loan from any HDFC office for purchase of home anywhere in India
Flexible loan repayment options
Free & safe document storage

HDFC stands head and shoulder above the competition in the home loan segment of India, both in terms of business volume and market standing. With an expertise gathered over 25 years of existence in the business, HDFC has managed to create an impressive loan portfolio that caters to varied housing finance needs. The bank offers home loans for individuals to purchase (fresh/resale) or construct houses. It finances up to 75% maximum of the cost of the property, which is inclusive of agreement value, stamp duty and registration charges home loan in the article

HDFC Housing Loans

• While repaying the loan amount, customers can choose from fixed rate of interest or floating interest rate.
• The repayment options are flexible and customized to suit the individual needs of the customers.
• In addition to the attractive loan schemes, HDFC customers can avail of a host of accoutrements like Loan Cover Term Assurance Plan, automated repayment of home loan EMI and in-house scrutiny of property documents.

• HDFC Home Loan provides door to door services to its customers. Sales service executives are just a phone call away, to assist you.
• The bank provides loans on adjustment rate as well as fixed rate.
• With the flexible instalment plan, the customer can ease himself out of the tension of repaying the loan.
• The bank covers most of the major cities of India. Currently, it has as many as 200 offices and 90 outreach programs all over India. You can avail of a HDFC home loan through any of its 2400 locations in India

HDFC is a leading provider of Housing Finance in India. With our customised solutions we have fulfilled over 4.8 million dreams over the last three and a half decades. Here is why HDFC is a household name that Indians proudly reckon with.

Our Experience
Pioneered Housing Finance in 1977.
4.8 million Home Loan Customers and 1.7 million Depositors.
Gross loans of Rs.2.2 trillion.
Largest mobiliser of public deposits outside the banking system.
A model private Housing Finance Company for developing countries with nascent Housing Finance MARKETS.
Undertaken several consultancy assignments in various countries across Asia, Africa and East Europe to set up their Housing Finance Companies.

Our Core Values
Professional Service

Our Objectives
Primary Objective: To enhance the residential housing stock in the country through the provision of Housing Finance in a systematic and professional manner, and to promote home ownership.
Aim: Increase the flow of resources to the housing sector by integrating the Housing Finance sector with the overall domestic financial markets.

Our Growth Strategies
Increase the Return On Equity each year by 1 percentage point in order to maximise shareholder value.
Maintain Gross Non-Performing Assets (NPAs) below 1%.
Consistently grow the loan book.
Maintain low Cost to Income Ratio by improving operational efficiency.

Our Leadership AND People
Stable and experienced senior management team with an average tenor of over 30 years.
Over 1,956 trained and experienced workforce.

Our Presence
Extensive distribution network of 360 interconnected offices (including 91 offices of HDFC Sales) with outreach programs to several locations, reaching out to over 2,400 towns and cities all over India.
3 representative offices in Dubai, London and Singapore offering Home Loan products to Non-Resident Indians and Persons of Indian Origin.
Enhanced distribution through HDFC Sales, HDFC Bank and third party Direct Selling Associates.

Our Financial Network
Diversified FINANCIAL Services - Banking, Insurance (Life and General), Asset Management, Realty, Real Estate Venture Capital, Education Loans among others.
HDFC and its Group Companies consistently maintain leadership positions in their respective sectors.
The HDFC Group has a strong asset base of over Rs.2.97 trillion and a customer base of over 42.5 million.

Get Enquiry Here

9594111161 / 9967111161
504, 5th Floor Suchita Business Park,
Raigad Chowk, Station Road, Ghatkopar (E), Mumbai 400 077

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