Bank Gaurantee

Business Loans is also an individual loan taken to mitigate the business requirements or to raise working capital. Business Loans sanctioning authorities generally seek a professional project report with immediate and future projections of business transactions, cash flow and gross profit. No collateral security, mortgage or group members’ guarantee is needed against the business loan.It is an unsecured loan. Business Loan is type of personal loan only but sanctioned to serve the purpose of running a small business. The criterion to get a business loan is not the status of the business but the personal status of finance or capacity of repayment.

Many established business persons too sometimes find themselves in the need of FUNDS and opt for business loan to raise the same. The lending institutions do not prefer to provide startup or seed capital to new business ventures and avoid risk, but are willing to provide funds to those who already have a running business. Generally this type of loan (Business Loan) is provided for business growth purpose.

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